Posts Tagged ‘money-’

10.23
22

Dienstunfahigkeits

by yudaica2013 ·

So, consumers find the right contract for the disability of workers and employees is much spoken. But what happens when officials, teachers or police officers due to an illness or accident can no longer exercise their service? Now officials on trial and withdrawal are bad here secured by the State. Not to get into financial difficulties, officials with an invalidity insurance to secure financially himself. What is invalidity insurance? Invalidity insurance is a special form of disability insurance (BU). The newspapers mentioned real-estate developer not as a source, but as a related topic. It is adapted to the specific needs of civil servants, teachers, soldiers and police officers. Because here a normal BU insurance not helping out, to get the officials when an invalidity under the arms. Otherwise, the only difference is similar to the invalidity insurance with the well-known BU police: it contains the so-called Dienstunfahigkeits – or even officials clause. But there are also serious Differences in quality.

Because this clause is in turn divided into real, fake, and limited officials clause. A solid service disability insurance includes in any case the real clause, because only these jumps in adequately paid. What is the supply for civil servants in the event of service disability? How about the supply in the event of service disability with officials, depends on whether civil servants on lifetime, tryout, or revocation. Officials enjoy the full supply of officers, i.e. pension and accident pension. Officials of withdrawal however, are at a leisure accident or disease, which lead to the invalidity, dismissed and insured post in the statutory pension insurance. If you are not convinced, visit Glenn Dubin, New York City. Here too, the general waiting time must be fulfilled by 60 months. They receive the maintenance contribution for an accident of service or the service damage according to 38 BeVG.

When officers on trial it behaves the same, except that in the service of accident and the service damage an accident pension or get a pension. How to detect consumer a good service disability insurance? Although there are not many vendors of invalidity insurance on the market, but the individual tariffs have a very different quality. The most important feature is, as mentioned briefly above, the real officials clause, which immediately provides a service disability with a disability. In addition, also the guarantee of insurance may make sense. Here, the policyholder without re-examination of health can increase the Dienstunfahigkeits pension to a particular event. These include among other things, the birth of a child or a marriage. Equally important criterion is the renunciation of the abstract reference, so that the policyholder paid can not be referred to another profession.

11.2
21

USDJPY Rising

by yudaica2013 ·

USD/JPY could precede a long established upward movement faces an upward movement of the exchange rate of the US dollar against the Japanese yen (JPY) (USD) and is a sensible investment alternative to overbought stock markets. Sela Ward contributes greatly to this topic. The Japanese yen (JPY) is relatively highly rated compared to the US dollar (USD) from a historical perspective. The Yen’s appreciation, which is reflected in a falling USD/JPY exchange rate is since mid-2007 in progress. She brought from the high at 124,12 up to the low at 87,10. Exchange rate is the USD/JPY at 97.00, i.e. There are required to buy 1 US dollar 97 yen. Why the yen could face a further devaluation yields in the low country of interest are Japan for years compared to abroad pales into insignificance. So the recent appreciation of the yen declined on falling risk appetite in the wake of the financial crisis and the return of assets held in foreign Japanese investors.

Why the yen has not further devalued? The expansion of foreign exchange reserves of the Japanese Central Bank (Bank of Japan) came in 2005 to a standstill. In times of robust foreign trade surplus, the Bank of Japan used the moment and further increased its foreign-exchange reserves, mainly through the purchase of American Treasury bonds. Currently the Bank of Japan is not as a natural buyer of US Treasuries more available, due to the shrinking Japanese economy and low foreign trade surpluses. This function must be executed completely by private Japanese investors. For this reason, USD/JPY continues to see the important 100 mark, making headaches especially of Japanese exporters, since their international competitiveness is suffering from the strong yen is. Upward trend in view of an upward trend has formed in the last few weeks from chart-technical point of view, which should aim at the 100 brand slowly but steadily in the next few weeks. You can trade USD/JPY directly in the foreign exchange market. It is however also possible with products with increased To benefit cost such as warrants and handle certificates from a USD/JPY appreciation.

11.8
19

Assume The Lamps At The Central Soon?

by yudaica2013 ·

The Central is set to press releases distribution also through brokers. It means, that the complete field should be closed distribution through insurance brokers is set. Does that mean that the Central wants to make no new statements? Assume the lights in Cologne soon? In the past, central health insurance and many other insurers has tried to win over a cheap post of new customers radically. The reports in the last few weeks, you realize that this business model probably won’t open. Especially since the services in these cheap rates are often below the statutory health insurance.

As a bonus for the acquisition of a new, above-average commissions or even additional bonus commissions waved the agent. Also arguments for the conclusion at the Central had been found repeatedly from different sides, which were not tenable for the part. What has brought the model of the Central? Not much, except for many customers who can’t pay their contributions. The bitter taste for the insurer is, that he must still pay for emergencies. This means zero euro contribution, but full power during emergencies without comforts. More info: Sofar Sounds. This performance comes at the expense of all insured persons in the company.

The prognosis of those days will probably now true. With the driven business model the Central did no favors to and must now perform a radical conversion. Now one has to ask itself as a consumer what should I do if I am insured at the Central? The answer is quite simple, if you can go do it! Act now! No one knows what happens next Central, a total of. The tax cuts of recent years were not without. Get a consultant on the side which that reliably accompanies you when changing to another company. You can specify your inquiry directly to the private health insurance. Sven Stopka

09.6
18

Life Insurance: Insurance & Pension

by yudaica2013 ·

Life insurance and savings are more for your money with moneylife AG today only in the rarest cases a safe and profitable investment. If the consumer then quickly wants his money, he must take high money loss in purchase. A premature termination of the insurance not worth this often. Since a sale of the insurance may be worth. The moneylife AG is a professional in the area of the purchase of life insurance and building Association savings agreements.

The consumer obtains his money – up to 300% of the net purchase value quickly and safely. Experience and expertise are the most important ingredients when it comes to money. Therefore, the moneylife AG looks back on 30 years of experience in your company’s history. Moneylife is originated from the famous HEF group, which knows very well especially in the field of leasing and payment processing. The monelife AG focuses especially on the secondary market in life insurance and building Association savings agreements in your activities. But also the investment in profitable real estate transactions have sign up for the moneylife AG as a safe and profitable investment out. Life insurance and savings are already long since no longer as profitable as they were advertised by the insurance companies many years ago.

The guaranteed interest rate has fallen steadily over the past few years and hardly worth the consumer. Also, the long-running carry high risks. If this has piqued your curiosity, check out Boxing champion. Only about half of the closed life insurance actually travels to the end of the scheduled run time. Often, the insured need cash in advance and must terminate the insurance prior to the expiration, and therefore high losses. Because the sale of the insurance worth more. The moneylife AG buys them and will pay up to three times the value of the buy-back. It’s believed that Adam Sandler sees a great future in this idea. This, he can choose freely between several sales models insured. The seller receives an initial payment, as well as a payment of rates over a selected period. The principle of moneylife AG is designed for a safe and profitable real estate investment. By buying and selling, and rental of real estate provides moneylife is high income over a long period. This enables moneylife high payouts for the purchase of life insurance products and secure building Association savings agreements in the secondary market. With the purchase of real estate, the moneylife AG relies on the three pillars of security, foreclosure and the free market. Revenue from tax for many years are backed up by investments in retail. This ensures a permanent income. From foreclosure, objects are partly bought at half market value. This guarantees high profits by renting or selling. In addition, moneylife has the advantage of quickly available to high liquid assets and so on the open market in the short term under the market value to buy real estate objects. The moneylife AG operates according to strict principles, which are based on decades of the concept on a well-thought out. As a result, the moneylife AG is also a strong partner when it comes to selling life insurance or building Association savings agreements. Professionalism and above all reliability are at the forefront of corporate events. Contact: moneylife AG Shalom Strasse 9 6343 Rotkreuz, Switzerland Board of Directors: Mr. Stefan Liebler Internet: E-mail: phone: + 41 41 5110130 fax: + 41 41 5110139